Table of Contents 1 Market Overview 1.1 Prepaid Cards Introduction 1.2 Market Analysis by Type 1.2.1 Single-Purpose Prepaid Card 1.2.2 Multi-Purpose Prepaid Card 1.3 Market Analysis by Applications 1.3.1 General-Purpose Reloadable Card 1.3.2 Gift Card 1.3.3 Government Benefits/Disbursement Card 1.3.4 Incentive/Payroll Card 1.3.5 Others 1.4 Market Analysis by Regions 1.4.1 North America (United States, Canada and Mexico) 1.4.1.1 United States Market States and Outlook (2013-2023) 1.4.1.2 Canada Market States and Outlook (2013-2023) 1.4.1.3 Mexico Market States and Outlook (2013-2023) 1.4.2 Europe (Germany, France, UK, Russia and Italy) 1.4.2.1 Germany Market States and Outlook (2013-2023) 1.4.2.2 France Market States and Outlook (2013-2023) 1.4.2.3 UK Market States and Outlook (2013-2023) 1.4.2.4 Russia Market States and Outlook (2013-2023) 1.4.2.5 Italy Market States and Outlook (2013-2023) 1.4.3 Asia-Pacific (China, Japan, Korea, India and Southeast Asia) 1.4.3.1 China Market States and Outlook (2013-2023) 1.4.3.2 Japan Market States and Outlook (2013-2023) 1.4.3.3 Korea Market States and Outlook (2013-2023) 1.4.3.4 India Market States and Outlook (2013-2023) 1.4.3.5 Southeast Asia Market States and Outlook (2013-2023) 1.4.4 South America, Middle East and Africa 1.4.4.1 Brazil Market States and Outlook (2013-2023) 1.4.4.2 Egypt Market States and Outlook (2013-2023) 1.4.4.3 Saudi Arabia Market States and Outlook (2013-2023) 1.4.4.4 South Africa Market States and Outlook (2013-2023) 1.4.4.5 Nigeria Market States and Outlook (2013-2023) 1.5 Market Dynamics 1.5.1 Market Opportunities 1.5.2 Market Risk 1.5.3 Market Driving Force 2 Manufacturers Profiles 2.1 Green Dot Corporation 2.1.1 Business Overview 2.1.2 Prepaid Cards Type and Applications 2.1.2.1 Product A 2.1.2.2 Product B 2.1.3 Green Dot Corporation Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) 2.2 NetSpend Holdings 2.2.1 Business Overview 2.2.2 Prepaid Cards Type and Applications 2.2.2.1 Product A 2.2.2.2 Product B 2.2.3 NetSpend Holdings Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) 2.3 H&R Block 2.3.1 Business Overview 2.3.2 Prepaid Cards Type and Applications 2.3.2.1 Product A 2.3.2.2 Product B 2.3.3 H&R Block Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) 2.4 American Express Company 2.4.1 Business Overview 2.4.2 Prepaid Cards Type and Applications 2.4.2.1 Product A 2.4.2.2 Product B 2.4.3 American Express Company Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) 2.5 JPMorgan Chase & Co. 2.5.1 Business Overview 2.5.2 Prepaid Cards Type and Applications 2.5.2.1 Product A 2.5.2.2 Product B 2.5.3 JPMorgan Chase & Co. Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) 2.6 PayPal Holdings 2.6.1 Business Overview 2.6.2 Prepaid Cards Type and Applications 2.6.2.1 Product A 2.6.2.2 Product B 2.6.3 PayPal Holdings Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) 2.7 BBVA Compass Bancshares 2.7.1 Business Overview 2.7.2 Prepaid Cards Type and Applications 2.7.2.1 Product A 2.7.2.2 Product B 2.7.3 BBVA Compass Bancshares Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) 2.8 Mango Financial 2.8.1 Business Overview 2.8.2 Prepaid Cards Type and Applications 2.8.2.1 Product A 2.8.2.2 Product B 2.8.3 Mango Financial Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) 2.9 UniRush 2.9.1 Business Overview 2.9.2 Prepaid Cards Type and Applications 2.9.2.1 Product A 2.9.2.2 Product B 2.9.3 UniRush Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) 2.10 Kaiku Finance 2.10.1 Business Overview 2.10.2 Prepaid Cards Type and Applications 2.10.2.1 Product A 2.10.2.2 Product B 2.10.3 Kaiku Finance Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) 3 Global Prepaid Cards Sales, Revenue, Market Share and Competition by Manufacturer (2016-2017) 3.1 Global Prepaid Cards Sales and Market Share by Manufacturer (2016-2017) 3.2 Global Prepaid Cards Revenue and Market Share by Manufacturer (2016-2017) 3.3 Market Concentration Rate 3.3.1 Top 3 Prepaid Cards Manufacturer Market Share in 2017 3.3.2 Top 6 Prepaid Cards Manufacturer Market Share in 2017 3.4 Market Competition Trend 4 Global Prepaid Cards Market Analysis by Regions 4.1 Global Prepaid Cards Sales, Revenue and Market Share by Regions 4.1.1 Global Prepaid Cards Sales and Market Share by Regions (2013-2018) 4.1.2 Global Prepaid Cards Revenue and Market Share by Regions (2013-2018) 4.2 North America Prepaid Cards Sales and Growth Rate (2013-2018) 4.3 Europe Prepaid Cards Sales and Growth Rate (2013-2018) 4.4 Asia-Pacific Prepaid Cards Sales and Growth Rate (2013-2018) 4.5 South America Prepaid Cards Sales and Growth Rate (2013-2018) 4.6 Middle East and Africa Prepaid Cards Sales and Growth Rate (2013-2018) 5 North America Prepaid Cards by Countries 5.1 North America Prepaid Cards Sales, Revenue and Market Share by Countries 5.1.1 North America Prepaid Cards Sales and Market Share by Countries (2013-2018) 5.1.2 North America Prepaid Cards Revenue and Market Share by Countries (2013-2018) 5.2 United States Prepaid Cards Sales and Growth Rate (2013-2018) 5.3 Canada Prepaid Cards Sales and Growth Rate (2013-2018) 5.4 Mexico Prepaid Cards Sales and Growth Rate (2013-2018) 6 Europe Prepaid Cards by Countries 6.1 Europe Prepaid Cards Sales, Revenue and Market Share by Countries 6.1.1 Europe Prepaid Cards Sales and Market Share by Countries (2013-2018) 6.1.2 Europe Prepaid Cards Revenue and Market Share by Countries (2013-2018) 6.2 Germany Prepaid Cards Sales and Growth Rate (2013-2018) 6.3 UK Prepaid Cards Sales and Growth Rate (2013-2018) 6.4 France Prepaid Cards Sales and Growth Rate (2013-2018) 6.5 Russia Prepaid Cards Sales and Growth Rate (2013-2018) 6.6 Italy Prepaid Cards Sales and Growth Rate (2013-2018) 7 Asia-Pacific Prepaid Cards by Countries 7.1 Asia-Pacific Prepaid Cards Sales, Revenue and Market Share by Countries 7.1.1 Asia-Pacific Prepaid Cards Sales and Market Share by Countries (2013-2018) 7.1.2 Asia-Pacific Prepaid Cards Revenue and Market Share by Countries (2013-2018) 7.2 China Prepaid Cards Sales and Growth Rate (2013-2018) 7.3 Japan Prepaid Cards Sales and Growth Rate (2013-2018) 7.4 Korea Prepaid Cards Sales and Growth Rate (2013-2018) 7.5 India Prepaid Cards Sales and Growth Rate (2013-2018) 7.6 Southeast Asia Prepaid Cards Sales and Growth Rate (2013-2018) 8 South America Prepaid Cards by Countries 8.1 South America Prepaid Cards Sales, Revenue and Market Share by Countries 8.1.1 South America Prepaid Cards Sales and Market Share by Countries (2013-2018) 8.1.2 South America Prepaid Cards Revenue and Market Share by Countries (2013-2018) 8.2 Brazil Prepaid Cards Sales and Growth Rate (2013-2018) 8.3 Argentina Prepaid Cards Sales and Growth Rate (2013-2018) 8.4 Colombia Prepaid Cards Sales and Growth Rate (2013-2018) 9 Middle East and Africa Prepaid Cards by Countries 9.1 Middle East and Africa Prepaid Cards Sales, Revenue and Market Share by Countries 9.1.1 Middle East and Africa Prepaid Cards Sales and Market Share by Countries (2013-2018) 9.1.2 Middle East and Africa Prepaid Cards Revenue and Market Share by Countries (2013-2018) 9.2 Saudi Arabia Prepaid Cards Sales and Growth Rate (2013-2018) 9.3 UAE Prepaid Cards Sales and Growth Rate (2013-2018) 9.4 Egypt Prepaid Cards Sales and Growth Rate (2013-2018) 9.5 Nigeria Prepaid Cards Sales and Growth Rate (2013-2018) 9.6 South Africa Prepaid Cards Sales and Growth Rate (2013-2018) 10 Global Prepaid Cards Market Segment by Type 10.1 Global Prepaid Cards Sales, Revenue and Market Share by Type (2013-2018) 10.1.1 Global Prepaid Cards Sales and Market Share by Type (2013-2018) 10.1.2 Global Prepaid Cards Revenue and Market Share by Type (2013-2018) 10.2 Single-Purpose Prepaid Card Sales Growth and Price 10.2.1 Global Single-Purpose Prepaid Card Sales Growth (2013-2018) 10.2.2 Global Single-Purpose Prepaid Card Price (2013-2018) 10.3 Multi-Purpose Prepaid Card Sales Growth and Price 10.3.1 Global Multi-Purpose Prepaid Card Sales Growth (2013-2018) 10.3.2 Global Multi-Purpose Prepaid Card Price (2013-2018) 11 Global Prepaid Cards Market Segment by Application 11.1 Global Prepaid Cards Sales Market Share by Application (2013-2018) 11.2 General-Purpose Reloadable Card Sales Growth (2013-2018) 11.3 Gift Card Sales Growth (2013-2018) 11.4 Government Benefits/Disbursement Card Sales Growth (2013-2018) 11.5 Incentive/Payroll Card Sales Growth (2013-2018) 11.6 Others Sales Growth (2013-2018) 12 Prepaid Cards Market Forecast (2018-2023) 12.1 Global Prepaid Cards Sales, Revenue and Growth Rate (2018-2023) 12.2 Prepaid Cards Market Forecast by Regions (2018-2023) 12.2.1 North America Prepaid Cards Market Forecast (2018-2023) 12.2.2 Europe Prepaid Cards Market Forecast (2018-2023) 12.2.3 Asia-Pacific Prepaid Cards Market Forecast (2018-2023) 12.2.4 South America Prepaid Cards Market Forecast (2018-2023) 12.2.5 Middle East and Africa Prepaid Cards Market Forecast (2018-2023) 12.3 Prepaid Cards Market Forecast by Type (2018-2023) 12.3.1 Global Prepaid Cards Sales Forecast by Type (2018-2023) 12.3.2 Global Prepaid Cards Market Share Forecast by Type (2018-2023) 12.4 Prepaid Cards Market Forecast by Application (2018-2023) 12.4.1 Global Prepaid Cards Sales Forecast by Application (2018-2023) 12.4.2 Global Prepaid Cards Market Share Forecast by Application (2018-2023) 13 Sales Channel, Distributors, Traders and Dealers 13.1 Sales Channel 13.1.1 Direct Marketing 13.1.2 Indirect Marketing 13.1.3 Marketing Channel Future Trend 13.2 Distributors, Traders and Dealers 14 Research Findings and Conclusion 15 Appendix 15.1 Methodology 15.2 Data Source

List of Tables and Figures Figure Prepaid Cards Picture Table Product Specifications of Prepaid Cards Figure Global Sales Market Share of Prepaid Cards by Types in 2017 Table Prepaid Cards Types for Major Manufacturers Figure Single-Purpose Prepaid Card Picture Figure Multi-Purpose Prepaid Card Picture Figure Prepaid Cards Sales Market Share by Applications in 2017 Figure General-Purpose Reloadable Card Picture Figure Gift Card Picture Figure Government Benefits/Disbursement Card Picture Figure Incentive/Payroll Card Picture Figure Others Picture Figure United States Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure Canada Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure Mexico Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure Germany Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure France Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure UK Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure Russia Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure Italy Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure China Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure Japan Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure Korea Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure India Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure Southeast Asia Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure Brazil Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure Egypt Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure Saudi Arabia Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure South Africa Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Figure Nigeria Prepaid Cards Revenue (Value) and Growth Rate (2013-2023) Table Green Dot Corporation Basic Information, Manufacturing Base and Competitors Table Green Dot Corporation Prepaid Cards Type and Applications Table Green Dot Corporation Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) Table NetSpend Holdings Basic Information, Manufacturing Base and Competitors Table NetSpend Holdings Prepaid Cards Type and Applications Table NetSpend Holdings Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) Table H&R Block Basic Information, Manufacturing Base and Competitors Table H&R Block Prepaid Cards Type and Applications Table H&R Block Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) Table American Express Company Basic Information, Manufacturing Base and Competitors Table American Express Company Prepaid Cards Type and Applications Table American Express Company Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) Table JPMorgan Chase & Co. Basic Information, Manufacturing Base and Competitors Table JPMorgan Chase & Co. Prepaid Cards Type and Applications Table JPMorgan Chase & Co. Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) Table PayPal Holdings Basic Information, Manufacturing Base and Competitors Table PayPal Holdings Prepaid Cards Type and Applications Table PayPal Holdings Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) Table BBVA Compass Bancshares Basic Information, Manufacturing Base and Competitors Table BBVA Compass Bancshares Prepaid Cards Type and Applications Table BBVA Compass Bancshares Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) Table Mango Financial Basic Information, Manufacturing Base and Competitors Table Mango Financial Prepaid Cards Type and Applications Table Mango Financial Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) Table UniRush Basic Information, Manufacturing Base and Competitors Table UniRush Prepaid Cards Type and Applications Table UniRush Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) Table Kaiku Finance Basic Information, Manufacturing Base and Competitors Table Kaiku Finance Prepaid Cards Type and Applications Table Kaiku Finance Prepaid Cards Sales, Price, Revenue, Gross Margin and Market Share (2016-2017) Table Global Prepaid Cards Sales by Manufacturer (2016-2017) Figure Global Prepaid Cards Sales Market Share by Manufacturer in 2016 Figure Global Prepaid Cards Sales Market Share by Manufacturer in 2017 Table Global Prepaid Cards Revenue by Manufacturer (2016-2017) Figure Global Prepaid Cards Revenue Market Share by Manufacturer in 2016 Figure Global Prepaid Cards Revenue Market Share by Manufacturer in 2017 Figure Top 3 Prepaid Cards Manufacturer (Revenue) Market Share in 2017 Figure Top 6 Prepaid Cards Manufacturer (Revenue) Market Share in 2017 Figure Global Prepaid Cards Sales and Growth Rate (2013-2018) Figure Global Prepaid Cards Revenue and Growth Rate (2013-2018) Table Global Prepaid Cards Sales by Regions (2013-2018) Table Global Prepaid Cards Sales Market Share by Regions (2013-2018) Table Global Prepaid Cards Revenue by Regions (2013-2018) Figure Global Prepaid Cards Revenue Market Share by Regions in 2013 Figure Global Prepaid Cards Revenue Market Share by Regions in 2017 Figure North America Prepaid Cards Sales and Growth Rate (2013-2018) Figure Europe Prepaid Cards Sales and Growth Rate (2013-2018) Figure Asia-Pacific Prepaid Cards Sales and Growth Rate (2013-2018) Figure South America Prepaid Cards Sales and Growth Rate (2013-2018) Figure Middle East and Africa Prepaid Cards Sales and Growth Rate (2013-2018) Figure North America Prepaid Cards Revenue and Growth Rate (2013-2018) Table North America Prepaid Cards Sales by Countries (2013-2018) Table North America Prepaid Cards Sales Market Share by Countries (2013-2018) Figure North America Prepaid Cards Sales Market Share by Countries in 2013 Figure North America Prepaid Cards Sales Market Share by Countries in 2017 Table North America Prepaid Cards Revenue by Countries (2013-2018) Table North America Prepaid Cards Revenue Market Share by Countries (2013-2018) Figure North America Prepaid Cards Revenue Market Share by Countries in 2013 Figure North America Prepaid Cards Revenue Market Share by Countries in 2017 Figure United States Prepaid Cards Sales and Growth Rate (2013-2018) Figure Canada Prepaid Cards Sales and Growth Rate (2013-2018) Figure Mexico Prepaid Cards Sales and Growth Rate (2013-2018) Figure Europe Prepaid Cards Revenue and Growth Rate (2013-2018) Table Europe Prepaid Cards Sales by Countries (2013-2018) Table Europe Prepaid Cards Sales Market Share by Countries (2013-2018) Table Europe Prepaid Cards Revenue by Countries (2013-2018) Figure Europe Prepaid Cards Revenue Market Share by Countries in 2016 Figure Europe Prepaid Cards Revenue Market Share by Countries in 2017 Figure Germany Prepaid Cards Sales and Growth Rate (2013-2018) Figure UK Prepaid Cards Sales and Growth Rate (2013-2018) Figure France Prepaid Cards Sales and Growth Rate (2013-2018) Figure Russia Prepaid Cards Sales and Growth Rate (2013-2018) Figure Italy Prepaid Cards Sales and Growth Rate (2013-2018) Figure Asia-Pacific Prepaid Cards Revenue and Growth Rate (2013-2018) Table Asia-Pacific Prepaid Cards Sales by Countries (2013-2018) Table Asia-Pacific Prepaid Cards Sales Market Share by Countries (2013-2018) Figure Asia-Pacific Prepaid Cards Sales Market Share by Countries 2017 Table Asia-Pacific Prepaid Cards Revenue by Countries (2013-2018) Figure Asia-Pacific Prepaid Cards Revenue Market Share by Countries 2017 Figure China Prepaid Cards Sales and Growth Rate (2013-2018) Figure Japan Prepaid Cards Sales and Growth Rate (2013-2018) Figure Korea Prepaid Cards Sales and Growth Rate (2013-2018) Figure India Prepaid Cards Sales and Growth Rate (2013-2018) Figure Southeast Asia Prepaid Cards Sales and Growth Rate (2013-2018) Figure South America Prepaid Cards Revenue and Growth Rate (2013-2018) Table South America Prepaid Cards Sales by Countries (2013-2018) Table South America Prepaid Cards Sales Market Share by Countries (2013-2018) Figure South America Prepaid Cards Sales Market Share by Countries in 2017 Table South America Prepaid Cards Revenue by Countries (2013-2018) Table South America Prepaid Cards Revenue Market Share by Countries (2013-2018) Figure South America Prepaid Cards Revenue Market Share by Countries in 2017 Figure Brazil Prepaid Cards Sales and Growth Rate (2013-2018) Figure Argentina Prepaid Cards Sales and Growth Rate (2013-2018) Figure Colombia Prepaid Cards Sales and Growth Rate (2013-2018) Figure Middle East and Africa Prepaid Cards Revenue and Growth Rate (2013-2018) Table Middle East and Africa Prepaid Cards Sales by Countries (2013-2018) Table Middle East and Africa Prepaid Cards Sales Market Share by Countries (2013-2018) Figure Middle East and Africa Prepaid Cards Sales Market Share by Countries in 2017 Table Middle East and Africa Prepaid Cards Revenue by Countries (2013-2018) Table Middle East and Africa Prepaid Cards Revenue Market Share by Countries (2013-2018) Figure Middle East and Africa Prepaid Cards Revenue Market Share by Countries in 2013 Figure Middle East and Africa Prepaid Cards Revenue Market Share by Countries in 2017 Figure Saudi Arabia Prepaid Cards Sales and Growth Rate (2013-2018) Figure UAE Prepaid Cards Sales and Growth Rate (2013-2018) Figure Egypt Prepaid Cards Sales and Growth Rate (2013-2018) Figure Nigeria Prepaid Cards Sales and Growth Rate (2013-2018) Figure South Africa Prepaid Cards Sales and Growth Rate (2013-2018) Table Global Prepaid Cards Sales by Type (2013-2018) Table Global Prepaid Cards Sales Share by Type (2013-2018) Table Global Prepaid Cards Revenue by Type (2013-2018) Table Global Prepaid Cards Revenue Share by Type (2013-2018) Figure Global Single-Purpose Prepaid Card Sales Growth (2013-2018) Figure Global Single-Purpose Prepaid Card Price (2013-2018) Figure Global Multi-Purpose Prepaid Card Sales Growth (2013-2018) Figure Global Multi-Purpose Prepaid Card Price (2013-2018) Table Global Prepaid Cards Sales by Application (2013-2018) Table Global Prepaid Cards Sales Share by Application (2013-2018) Figure Global Gift Card Sales Growth (2013-2018) Figure Global Government Benefits/Disbursement Card Sales Growth (2013-2018) Figure Global Incentive/Payroll Card Sales Growth (2013-2018) Figure Global Others Sales Growth (2013-2018) Figure Global Prepaid Cards Sales, Revenue and Growth Rate (2018-2023) Table Global Prepaid Cards Sales Forecast by Regions (2018-2023) Table Global Prepaid Cards Market Share Forecast by Regions (2018-2023) Figure North America Sales Prepaid Cards Market Forecast (2018-2023) Figure Europe Sales Prepaid Cards Market Forecast (2018-2023) Figure Asia-Pacific Sales Prepaid Cards Market Forecast (2018-2023) Figure South America Sales Prepaid Cards Market Forecast (2018-2023) Figure Middle East and Africa Sales Prepaid Cards Market Forecast (2018-2023) Table Global Prepaid Cards Sales Forecast by Type (2018-2023) Table Global Prepaid Cards Market Share Forecast by Type (2018-2023) Table Global Prepaid Cards Sales Forecast by Application (2018-2023) Table Global Prepaid Cards Market Share Forecast by Application (2018-2023) Table Distributors/Traders/ Dealers List

Green Dot Corporation NetSpend Holdings H&R Block American Express Company JPMorgan Chase & Co. PayPal Holdings BBVA Compass Bancshares Mango Financial UniRush Kaiku Finance